Dental insurance is sometimes viewed as extra or optional form of insurance that's really not necessary. Oral health is more than just having a cavity filled, it is a proven fact that oral hygiene has a direct relationship with the health of a person’s heart. Therefore it is an important part of one’s overall health so having a dental plan makes good sense..
We will explain the differences between dental plans, some that just provide network discounts and others that go beyond network discounts and pay additional benefits.
Dental networks will also vary, and this relates to what plans your dentist will take as well as what will be paid for services received
Most people do not realize that with dental coverage you get back most of the premiums if you have your two six month checkups with cleanings, and x-rays each year. Most of these plans will pay for these services which cost about the same as your annual premium.
Then as additional services are rendered such as fillings, extractions, crowns, root canals, etc. the policy will assist you by lowering the overall charges with network discounts and also pay additional benefits.
Most individual plans will have waiting periods on major restoration, but not on preventative care, or minor restoration.
Call us for more information and rates from the plans that we have to offer.